I am seeing a trend away from fine art and more towards pictures that I label more as craft. I have a friend that is painting very crude roses on barnwood and painting phrases over the picture. She is also decoupaging hymn pages and painting some of the words over it. They are selling! My paintings have been sitting in our local art gallery for over a year with much praise, but no movement. I do not think the decline of sales is because of payment method, but because of a change in decoration preferences.